Where can I find laws governing military personnel and automobile insurance in NC?
July 29, 2010 by
Filed under automobile insurance
My son who is in the military, insurance was cancelled inNC. But his car is registered in NC. He is stationed in Kansas, and has his car with him there. The Insurance company said that while he was stationed there he would have to move his insurance there. If it is still registered here and pays taxes on it here then why does he have to insure it there.
Because the insurance laws in KS differ from those in NC. NC requires coverages not required in KS, and vice versa. Any vehicle operated in KS more than 6 months out of the year is subject to it’s financial responsibilty laws, no exception for people in the military. Likewise, the rates in NC are based on risk in NC, whereas the risk in KS is completely different, as such so are the rates. It does NOT matter where the cars registered- the car is in KS, and is exposed to the risk present in KS. In my experience, it should be cheaper to insure there anyways- so why fight it?