Insurance Information : How Does Disability Insurance Work?

Disability insurance works by paying out a certain amount of money for a set period of time due to an injury or disability. Find out how expensive disability premiums can be withtips from an insurance agent in this free video on insurance. Expert: Vic Schumacher Contact: www.HPEFinancialServices.com Bio: Vic Schumacher is part of HPE Financial [...]

If someone has two health insurance coverage, how does coordination of benefits work?

My friend was in an auto accident, and the health insurance from the auto insurer is her primary health insurance for the accident. She also has regular health insurance from another company. If the auto insurer pays 80% of her auto accident medical costs, and her secondary insurance normally pays 70% of [...]

How does health insurance work in terms of payment?

Let’s say there’s a family, and there’s three different prescriptions for different medications within the family. Let’s say the Dad is paying for health insurance. Do you just pay for health insurance once, when you register for it? Do you pay $20 monthly? Does the price you pay go up when you add more medications? [...]

How does health insurance work in the US?

I am a non-US citizen and need this information to do a case.
Specifically:
1) Is health insurance compulsory for everyone?
2) What happens if someone cannot afford it?
3) In the event that a medical procedure needs to be done, does health insurance cover all the bills? Does the patient need to pay anything extra?
4) Does the [...]

How does car insurance work when you get your license?

I am 15 years old. I know that you can get your permit when you are 15 and a half. I turn 15 and 6 months in March of 2010. First of all, I would also like to know how a permit works. I am an identical triplet, my mom cannot afford insurance for all [...]

Bag Ladies at Work

Image taken on 2006-01-14 14:11:56 by Deep9x.

How does rental car insurance offered by credit card companies (when you use the card) work?

I have credit cards which say they cover me for rental car insurance when I use the card to make the full payment for the rental. How does that work? Are there any catches? Does it make sense for me to get the additional insurance from the rental agency (like Avis)? If I am in [...]

What is the best life insurance company to work for with great commission?

What life insurance company is the best in the nation to work for and why? I am doing research and trying to figure out which life insurance company is best to work for or what is the best strategy working in the insurance field.

How does auto insurance work when you “loan” your car to another?

I have been thinking of “loaning” my car (which I own) to my 87 year old father. I would then lease a vehicle for myself. Then at the end of the lease period (let’s say 3 years) if he is no longer driving, the car returns to me. Can he purchase auto [...]

How does the whole car insurance thing work?

I am a 19 year old boy. My parents are buying me my first car. It is a nice pre-owned car. How does the insurance for the car generally work? Is it required? I will be in college next year. Can they take care of my car insurance? How does it work? I heard that [...]

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