Whose job is it to contact an insurance company in an automobile accident the person who is at fault?

If you were in a automobile accident and no damage was done to your car and very little was done to the other persons car.. and they want to get the car fixed. is it the others persons job to file a claim with my insurance company or mine?

What are the rights of a persons whose application for long-term care insurance has been denied?

what are the rights of a persons whose application for long-term care insurance has been denied?