Do I need both term life insurance and universal life insurance?

My Statefarm rep is suggesting I transfer my 5 year term insurance (which is over at the end of July) to two different life insurances – a 20 year term insurance and a universal life insurance policy – does anyone else have both? I don’t see why I can’t just get the universal life insurance, [...]

Indexed Universal Life Insurance

Does universal life insurance make sense for us over term?

We are in the process of getting life insurance quotes. Married, wife is 23 and husband is 27 (he is a pilot so has horrible rates). At first we thought we would want a 30 year term policy for $300k. When we met with an agent he gave us quotes for term [...]

Explain Universal vs Term life Insurance Quotes?

My wife and I just bought a Universal life insurance policy. We each have $100,000 in coverage. After talking to my parents, who are 59 and 58 years old and have term life, we think we are paying too much per month for premiums. Our agent showed us and told how the [...]

Why We Need Government-Run Universal Socialized Health Insurance

A cartoon explanation of why we need a public health insurance option. If you agree that a public option should be part of the health care reform bill, make sure you let your representatives know! And take action at www.YoungInvincibles.org Animated by Andy Lubershane. More comics at http Note: The data in this cartoon is [...]