Buying home for first time, can someone tell me about homeowners insurance?

My husband and I are about to close on a home and would like to know some about homeowners insurance. We are planning on getting it through our car insurance company, but just want to know if anyone has any advice as to how we can estimate the value of our stuff, any thing [...]

how can i tell if my health insurance benefits are pre taxed?

Keep in mind, your health insurance premiums can’t be deducted if they’re taken out of your paycheck as pre-tax dollars. However, after-tax health insurance premiums are deductible, but they still are subject to a limitation of 7.5% of your AGI. If you’re self-employed, you may deduct a portion of your health insurance premiums as an [...]

What is a good way to tell how much automobile insurance you need?

My insurance agent is always trying to sell me higher and higher limits, which of course cost more than lower limits. Most recently he recommended insurance that would cover up to $1 Million in liability per incident. Do I really need that much insurance? I been driving for decades and have never had [...]

Car Insurance Secrets, 8 Secrets Your Car Insurer Won’t Tell You

Keeping your premiums from rising? That can feel like playing a game where the rule maker refuses to tell you the rules.
*If you have good credit, you’ll pay less on car insurance. Almost all car insurers including the top five pull your credit report.Why? Studies have shown a direct correlation between your credit score and [...]

Can an employer change to a Private Disability insurance without tell the employees?

We just found out at work that they now have a private disability insurance company and not through the state. Can they change without tell any of us? We don’t even know what we are entitled to if we need it. We only found out because on our pay stubs next to disability it says [...]