Insurance Online Quotes » Policy

where to shop for small life insurance policy?

Fri, 20 Jan 2012 10:45:55 +0000

I have a son in college whose private loans I cosigned for. I need a small lfe insurance policy to cover the loan amounts (say $50K total) in the event something unforseen happens to him before he’s had a chance to repay the loans. I tried a few of the online quote sites but they all seem to be geared towards much larger policies ie., $150-$200K or more. Can someone suggest a company that will sell policies w/ smaller coverage amounts? thanks.

How can I find out if a deceased relative had a home insurance policy?

Thu, 29 Dec 2011 10:45:53 +0000

My mother-in-law died recently and her heirs are going through her papers to settle the estate. However, paperwork for home insurance hasn’t been found. Though it’s possible she didn’t have insurance, we want to find out if she did. How can we do so?

How much jewelry is covered under a homeowners insurance policy?

Mon, 26 Dec 2011 10:42:35 +0000

I would like to know precisely what is covered and to what amount it is covered under a homeowners insurance policy.

What is a life settlement for a life insurance policy?

Mon, 19 Dec 2011 17:35:55 +0000

My parents are in their eighties, and I was told that they could sell their life insurance policies via something called a “life settlement.” Could anyone fill me in on what that is, without trying to solicit my business? Thank you.

What is the waiting period on a health insurance policy?

Mon, 19 Dec 2011 17:35:49 +0000

I was in a car accident about 1 1/2 months after I got my new health insurance coverage. I didn’t have personal injury protection on my auto insurance policy so i’m billing my health insurance for the costs.

Anyways they just sent me a letter saying that the services occurred within the waiting period of the policy therefore this claim is pending for receipt of physicians report.

What does all this mean? Can they deny the coverage?

How does an organization get exclusions removed from a medical insurance policy?

Wed, 07 Dec 2011 10:43:40 +0000

Let me explain my situation: I’m a transsexual woman who works at a private school. Our current health insurance policy explicitly excludes trans-related procedures and treatment. I’ve spoken to my school’s benefits department and they’ve agreed to pay to have the exclusions removed. However, Highmark Blue Shield supposedly claims that it isn’t possible to add or remove conditions like that from a standard plan. Does anybody have any idea how medical insurance policies for larger organizations tend to work in this regard?

What is the best way to shop for long term disability insurance policy as an individual?

Sat, 03 Dec 2011 10:39:42 +0000

My company only offers short term disability (up to 90 days per calendar year). I’d like to get a long term coverage policy on my own, but am not sure of the best way to go about doing this. Does anyone have any tips, or any suggestions on places to get it from?

Can a life insurance policy inherited by a trust be responsible for medical debt?

Fri, 25 Nov 2011 10:42:54 +0000

When someone dies with a will & a life insurance policy can that policy be tapped to pay their medical bills? The policy is in a Trust for the daughter’s college fund.

How To Insure Your College Child’s Possessions On Your NC Homeowners Insurance Policy

Thu, 17 Nov 2011 10:42:09 +0000

NC has specific wording in the homeowners insurance policy regarding children’s possessions while they are away at college. Watch this video to learn if you are protected or not and how to be sure you stay protected as your child gets older in college. Learn more at www.ClinardInsurance.com?ppc=video

How much would this kind of life insurance policy cost?

Mon, 29 Aug 2011 10:47:01 +0000

I am a female. I am in the age range of 20-25. I want $100,000 worth of coverage. I smoke, but I have no other health issues. How much would it cost me? Also, how much would it cost me for a $500,000 policy?

The same for age group 40-50?

I have tried to go online for free quotes but they always want my name and all that other info and I don’t want to give that information online.