Saturday, February 4, 2012

where to shop for small life insurance policy?

January 20, 2012 by  
Filed under life insurance quotes

I have a son in college whose private loans I cosigned for. I need a small lfe insurance policy to cover the loan amounts (say $50K total) in the event something unforseen happens to him before he’s had a chance to repay the loans. I tried a few of the online quote sites [...]

How can I find out if a deceased relative had a home insurance policy?

December 29, 2011 by  
Filed under home insurance

My mother-in-law died recently and her heirs are going through her papers to settle the estate. However, paperwork for home insurance hasn’t been found. Though it’s possible she didn’t have insurance, we want to find out if she did. How can we do so?

How much jewelry is covered under a homeowners insurance policy?

December 26, 2011 by  
Filed under homeowners insurance

I would like to know precisely what is covered and to what amount it is covered under a homeowners insurance policy.

What is a life settlement for a life insurance policy?

December 19, 2011 by  
Filed under life insurance

My parents are in their eighties, and I was told that they could sell their life insurance policies via something called a “life settlement.” Could anyone fill me in on what that is, without trying to solicit my business? Thank you.

What is the waiting period on a health insurance policy?

December 19, 2011 by  
Filed under health insurance

I was in a car accident about 1 1/2 months after I got my new health insurance coverage. I didn’t have personal injury protection on my auto insurance policy so i’m billing my health insurance for the costs.
Anyways they just sent me a letter saying that the services occurred within the waiting period of [...]

How does an organization get exclusions removed from a medical insurance policy?

December 7, 2011 by  
Filed under medical insurance

Let me explain my situation: I’m a transsexual woman who works at a private school. Our current health insurance policy explicitly excludes trans-related procedures and treatment. I’ve spoken to my school’s benefits department and they’ve agreed to pay to have the exclusions removed. However, Highmark Blue Shield supposedly claims that it isn’t [...]

What is the best way to shop for long term disability insurance policy as an individual?

December 3, 2011 by  
Filed under disability insurance

My company only offers short term disability (up to 90 days per calendar year). I’d like to get a long term coverage policy on my own, but am not sure of the best way to go about doing this. Does anyone have any tips, or any suggestions on places to get it from?

Can a life insurance policy inherited by a trust be responsible for medical debt?

November 25, 2011 by  
Filed under life insurance

When someone dies with a will & a life insurance policy can that policy be tapped to pay their medical bills? The policy is in a Trust for the daughter’s college fund.

How To Insure Your College Child’s Possessions On Your NC Homeowners Insurance Policy

November 17, 2011 by  
Filed under homeowners insurance

NC has specific wording in the homeowners insurance policy regarding children’s possessions while they are away at college. Watch this video to learn if you are protected or not and how to be sure you stay protected as your child gets older in college. Learn more at www.ClinardInsurance.com?ppc=video

How much would this kind of life insurance policy cost?

August 29, 2011 by  
Filed under life insurance quotes

I am a female. I am in the age range of 20-25. I want $100,000 worth of coverage. I smoke, but I have no other health issues. How much would it cost me? Also, how much would it cost me for a $500,000 policy?
The same for age group 40-50?
I have tried to go online [...]

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