Insurance Online Quotes » policies

Can you have two renters insurance policies at the same time?

Mon, 30 Apr 2012 10:45:57 +0000

I’m moving and I’ll be renting an apartment, so I was wondering if I could get two renters insurance policies to protect my stuff or if I can only have one.
If I can have more than one, can you explain me more or less how it would work?
Thanks!

What companies still offer “actual” Mortgage Life Insurance policies?

Fri, 25 Nov 2011 10:45:55 +0000

Unfortunately, there is some extensive health history that prohibits the application of such traditional Term/Whole life solutions. From what I understand, actual Mortgage Life Insurance is a decreasing plan (following the decreasing principle of your loan) that is shared by both borrowers and designed only to pay off the mortgage in the event one or both borrowers dies.

Can you give me the names, ph#, email, URL, to any companies that offer this specific insurance product?

I have already asked my lender, loan servicer, and about 100 different B.S. online quotes Thanks.
Just to be crystal clear…I am not looking for Term Life Insurance, Whole Life Insurance, Variable, Universal, or any other typical live insurace vehicle. Eventhough the insurance industry has muddiedthe definiton; “Mortgage Life Insurance” is a specific product in it of itself.

What does “comprehensive coverage” mean in terms of automobile insurance policies?

Mon, 31 Oct 2011 11:43:31 +0000

Any disadvantages to having two (20 & 30 yr) term life insurance policies for half the amount each?

Sat, 15 Oct 2011 13:40:55 +0000

This is in place of one 30 yr term life policy for the entire amount. We have quotes that show a lower combined premium when we split the policies; by about $200 a year. Insurance is for 41 year old male, preferred plus category.

I have term life insurance through my job and i want to know does govt. take out taxes on life ins. policies?

Tue, 06 Sep 2011 10:47:25 +0000

I have a term life insurance policy through my job and i wanted to know if the irs will be taking taxes out if and when the policy is paid by insurance company.

Understanding Long Term Care Insurance Policies

Thu, 11 Aug 2011 10:41:46 +0000

longtermcarelawoffice.com What we offer to do is to look at anybody’s policy and offer some advice or give insight into what their policy covers and what they may be confronted with if they start making claims. In other words we try to advise them of what the issues are in their policy and we’ll do that for anybody. We give people a free look. It’s probably better to have somebody look at the policy before you need to claim into it then once you’re in it because when you’re in it and having difficulties, those difficulties are compounded when benefits aren’t getting paid. All we need is a copy of the policy. We get policies faxed to us, emailed, sent to us and if somebody is having an issue then we just need a brief description of what the issue and a phone number where we can call the individual and talk to them. If there’s an ongoing controversy and we think we can do something, we’re ready to jump in and take control and make it happen. I reviewed dozens and dozens of policies and am familiar with most of them now. I’ve read hundreds of policies, probably thousands by now and I call myself the insurance policy nerd. That’s what I’ve become but its okay. If that’s being a nerd I’m okay with that. But people have to know what the policies mean, they just have to and they don’t. I find a lot of people when they have a problem, a controversy, they call their insurance broker or agent, that’s the person who sold them the policy to begin with and the agents don’t completely …

Difference between term life insurance and permanent policies?

Mon, 04 Jul 2011 10:46:44 +0000

My insurance company is offering a term conversion credit if I switch to permanent insurance. What’s in it for them, and what is permanent insurance? Whole life? Any benefits for me to change?

What kind of lawyer do I need that specializes home insurance policies?

Thu, 16 Jun 2011 10:45:53 +0000

My home got flooded. Insurance denied the claim but I believe I still have a case. What kind of lawyer would I need that specializes in home insurance policies to see if I really do have a case?
Sorry, I should have been more specific. My house was flooded due to a pipe burst.

How are Long Term Care Insurance policies sold?

Thu, 19 May 2011 10:43:31 +0000

How are Long Term Care Insurance policies sold?

How many health insurance policies written in USA in 2007 or 2006?

Sat, 12 Feb 2011 10:40:39 +0000

We understand that 49 million plus Americans do not have health insurance. There is individual and there is family insurance. Therefore, if 300 million Americans and 50 do not have health insurance then 250 million do. Were 250 million policies written?