when the term is up on term life insurance, what happens to the money you paid? do you get it back?

im in my early twenties and im looking for life insurance outside of my job. i want to know if you sign up for term life insurance and the term is up what happens with the money you’ve paid? or is it just better to sign up for whole life insurance?

How do you get paid when selling home insurance?

I am considering getting in the insurance field but would like to know a little more before going through licensing. I am trying to establish long term residual income and was told by selling home insurance @ 30years a pop given my clients stay with me I could achieve this. I am bilingual and can [...]

Why is employer paid health insurance not taxed as a part of wages?

Companies that provide health insurance deduct what they pay as an expense and their employees don’t pay taxes on a huge benefit. That makes health care for those with employer paid health insurance almost free for them. Why shouldn’t your employer pay for your auto insurance, too? Why is this fair to those [...]

Are health insurance premiums that I pay and are deducted from my paycheck paid with after-tax dollars?

My health insurance is through my employer but I have to pay part of the premium and it is deducted from my paycheck each pay period. I am filing my taxes and am being asked if the premiums are paid for with after-tax dollars. Any answers?

What kind of auto insurance should you get on a car that is paid off?

I am renewing my auto insurance. I have a car with all kinds of great features like leather seats, upgraded stereo, sunroof, etc. Is there some way to insure it so if it gets totaled, I can buy a car of equal quality? Should I even get full coverage?
Thanks.