Insurance Online Quotes » Homeowners

Buying home for first time, can someone tell me about homeowners insurance?

Fri, 03 Feb 2012 10:45:34 +0000

My husband and I are about to close on a home and would like to know some about homeowners insurance. We are planning on getting it through our car insurance company, but just want to know if anyone has any advice as to how we can estimate the value of our stuff, any thing important we need to know?

Insurance Company Ratings – Homeowners Insurance Melbourne, Florida

Sat, 21 Jan 2012 10:41:11 +0000

Insurance Company Ratings – Homeowners Insurance Melbourne, Florida Insurance Center of Central Florida www.theinsurancecenter.us Get FREE information about Insurance Rates and Insurance Company Ratings, AM Best, Demotech. Log on to www.TheInsuranceCenter.us for complete details. Frank: One of things to consider when buying insurance is the strength of the company. There’s basically two different rating agencies. There’s a company called AM Best, and there’s a second company called Demotech. AM Best is the one most often used on a national basis. They require five years of business before they’ll give you a rating. Kevin: Right. And it’s extremely important that you understand what the rating of your company is or that you have an insurance agent who is willing to explain to you the importance of your insurance company’s rating and why that matters is because when you have widespread damage, catastrophic losses like we have in Florida when hurricanes come through. These are not isolated incidents. This is not one house getting blown down. This is damage across counties, across communities that can add up to be millions and millions and millions of dollars worth of damage. And when that potential is there, you need to be sure that you’ve got an insurance company that is financially strong enough and has the infrastructure to be able to handle that many claims at once and to be able to pay you what you think you’re supposed to be getting when you buy the insurance from them …

Would a theft claim increase my homeowners insurance premium?

Sun, 08 Jan 2012 10:41:51 +0000

About $900 worth of stuff have been stolen from our garage and I would like to file a claim under my homeowners insurance (which covers contents). Do you think that filing a claim for theft would increase my insurance premiums?

How much jewelry is covered under a homeowners insurance policy?

Mon, 26 Dec 2011 10:42:35 +0000

I would like to know precisely what is covered and to what amount it is covered under a homeowners insurance policy.

How to get Homeowners insurance after bankruptcy?

Tue, 13 Dec 2011 10:46:13 +0000

Only serious answers please. State: CT (Fairfield County)
Need homeowners insurance for condo. Dropped for making late payment. Have condo over 15 years and never made any claims. Recently filed bankruptcy. Need insurance asap. Are there any insurance carriers that rely more on claims history than on credit these days? This is first time I have ever been dropped.

How To Buy the Right Homeowners Insurance for You : How to Keep Home Insurance Up to Date

Wed, 30 Nov 2011 10:40:47 +0000

Learn about keeping insurance up to date for homeowners insurance in this free video series that will explain all the different caveats of homeowners insurances policies. Expert: Romie Brown Bio: Romie Brown is a 1992 Graduate of the University of Toledo with a degree in Bachelor of Arts, Public Relations. He has been an insurance agent for 10 years. Filmmaker: Akita McCulloch

5 Things About Homeowner’s Insurance

Thu, 17 Nov 2011 10:47:51 +0000

Follow these guidelines to get the best coverage at the best price — and not get dropped by your insurer.

How To Insure Your College Child’s Possessions On Your NC Homeowners Insurance Policy

Thu, 17 Nov 2011 10:42:09 +0000

NC has specific wording in the homeowners insurance policy regarding children’s possessions while they are away at college. Watch this video to learn if you are protected or not and how to be sure you stay protected as your child gets older in college. Learn more at www.ClinardInsurance.com?ppc=video

Is there anyway to get decent homeowners insurance at a cheap price?

Fri, 04 Nov 2011 10:41:26 +0000

My husband and are in the process of purchasing a small home. We are seniors living on a fixed income and have to watch every penny. We have two weeks to find the homeowners insurance and they all seem to be so high in price. Does anyone have any ideas how we find an affordable homeowners insurance?

Will my homeowners insurance cover two vehicles that were crushed by my carport?

Sat, 22 Oct 2011 10:40:42 +0000

In Dallas, TX yesterday we received almost a foot of snow at my house. I had two of my cars under a carport that collapsed under the weight of the snow on the roof. One was a convertible and one had T-tops. Both appear to be crushed as the convertible roof didn’t support any weight when it fell. One car has liability only and the other has no insurance at all. I have homeowners insurance through Safeco. Will it cover the damage to my vehicles or am I screwed?