Whose job is it to contact an insurance company in an automobile accident the person who is at fault?

If you were in a automobile accident and no damage was done to your car and very little was done to the other persons car.. and they want to get the car fixed. is it the others persons job to file a claim with my insurance company or mine?

No fault coverage of automobile insurance in California?

What is no-fault coverage? When you get in an accident, how it works? I don’t know and understand the term.
So, for person without no fault coverage, the only option for him/her is to claim or sue other driver in order to get compensation for damages?

If auto insurance will pay a claim when the insured is at fault, why is it different with general liabilty?

This deals with contractors and sub-contractors. If I am paying for a general liability claim why won’t insurance cover damages in an accident?

How much will my auto insurance go up after a at fault accident?

I has a at fault auto accident in California. My insurance policy is not up until July. They will not tell me how much it will go up until 30 before my policy expires. I am 19 (got my license at 18) and have no other tickets or violations. I currently [...]