Can the auto insurance company pay me directly for my medical expenses or do they have to pay the doctor?

I was in an auto accident and I have medical insurance. My medical insurance covered my medical expenses; however, I wanted to know if the auto insurance is still liable for those expenses? It seems as if my having medical insurance should benefit me and not the liable party’s auto insurance company. [...]

Cheap Long Term Care Insurance: 9 Ways to Cut Expenses

1. Buy a group policy through your employer. 
Since it is a group policy that is subsidized by your employer, the premium will be lower that if you purchased an individual policy.2.  Apply for coverage before your next birthday.
Since your premium is based on your “issue age”, the age you are when you apply for coverage, each [...]